Indices across Indian equity markets have edged towards new record highs before undergoing a small correction in the past few sessions. The National Stock Exchange Nifty has gained 20 per cent in the past year; mid-caps (up 33 per cent), small-caps (up 31 per cent), and micro-caps (up 44 per cent) have done better. Several factors have precipitated this rally.
The cut is being seen as an emergency measure to boost the US economy.
The banking system's liquidity slipped into deficit for the first time in the current financial year (2023-24) due to the imposition of the Incremental Cash Reserve Ratio (I-CRR) for banks and outflows from goods and services tax (GST) payments, according to dealers. Reserve Bank of India (RBI) data shows it injected Rs 23,644 crore on August 21. The last time liquidity was in deficit was on March 27, when the RBI injected Rs 45,575 crore.
With the ever-changing finance industry and the new rules brought out by SEBI, are you sure you are up-to-date on your mutual funds gyaan?
It's a classic example of the proverbial banker offering an umbrella when there is little possibility of rain.
MFs continue to find it difficult to attract and retain long-term money from investors
If you fail to make the lump sum deposit before April 5, do so at least before the 5th of the next month (May). That way you will only lose out on the interest for April.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Event-based volatility could rise in the near future, increasing arbitrage opportunities.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
Ratings are based on the overall exposure to default risk, with regard to timely receipt of payments from the investments the scheme has made.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
The month's big event was the Union Budget 2008-09; however, it proved to be a bit of an anti-climax for mutual fund investors. The only noteworthy change was that the short-term capital gains tax was raised from 10% to 15%. In effect, short-term transactions will become less attractive for investors. Clearly, the benefits of long-term investing aren't lost on the Finance Minister either. However, the month was certainly not a staid one.
Days after JP Morgan announced the inclusion of government bonds in its emerging market (EM) bond index, a host of banks and other financial institutions (FIs) are set to tap the debt market. They plan to raise Rs 18,000 crore by issuing non-convertible debentures (NCDs) and bonds. National Bank for Agriculture and Rural Development (Nabard) plans to raise up to Rs 3,000 crore via five-year social impact bonds on Tuesday, the first of its kind in India.
If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.
Why it is important for investors to select the right product according to their specific investment needs, risk appetite and investment tenure.
With former prime minister Imran Khan in jail, Sharif's Pakistan Muslim League-Nawaz (PML-N) is tipped to emerge as the single largest party in the elections.
The new Samvat 2080 is viewed as a year of hope for industrial and precious metals. A key reason is the expectation of US interest rates peaking, followed by a reduction in the coming months. Regarding crude oil, its trajectory depends more on how the situation unfolds in West Asia.
Inflows of hot money or short-term funds by way of non-resident Indian deposits are not expected
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.
JM Mutual Fund has launched a new JM Floater Fund which would invest in debt instruments and provide a regular income with capital appreciation.\n\n\n\n
If you don't have a specific goal, but want intermittent liquidity, then ladder your FDs, that is, invest in FDs of varying maturities, such as one, two, three, five or even 10 years. Laddering ensures FDs mature at regular intervals.
Investors with moderate risk profile and investment horizon of over three years could look at investing in balanced funds.
Investment guru and mutual fund expert Ashok Kumar, answers all your MF related queries.
In the past few years, MFs have emerged as significant institutional buyers, often offsetting the selling by FPIs.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
Sudhanshu Singh, director IBBM, MM Securities, answers your mutual fund queries.
Mutual fund analysts attribute this to the volatility in the debt markets over the last two months. Saurabh Nanavati, chief executive officer, Religare Asset Management Company, said, "In the last three months, many debt funds found themselves in trouble due to the rise in the 10-year government securities' yield. In such a scenario, the funds will not be in a position to distribute dividends on a regular basis as they are not generating income."
Bond markets, global as well as domestic, are likely headed towards hard times over the next three to six months, as higher vegetable prices, rising fuel costs, and improved wages may keep inflation hot, believe analysts, who expect the yields to hit 7.5 per cent in the near-term from the current 7.234 per cent. In this backdrop, they suggest investors can put in money in funds/instruments with residual maturity of 4 to 6 years, while longer-term investors can allocate cautiously to the longer end in the range beyond 7 years.
Read this and rest assured you can be on your own against venture capitalists and angel investors
'Historically, the markets tend to perform well during election years as governments aim to increase spending and call attention to growth.'
One of the mistakes most homemakers make while thinking about financial planning is looking at immediate goals, says Amar Pandit.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
'Gold prices thrive on volatility and more so when the stock markets trend downward.'
Only the top 5 per cent profit makers account for 75 per cent of profits.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Under Sebi guidelines, AIFs can operate broadly in three categories.
For investors, every cost-saving means higher returns.
Debt funds typically held 0-5 per cent of their portfolio in cash and cash equivalents before this Sebi diktat.